Commercial Insurance

Arkansas is home to over 247,000 small businesses that employ more than 479,000 employees. Responsible business owners know that to protect their business and workers, they need to have commercial insurance. Commercial insurance helps to minimize business owner's risks against losses, whether from theft, vandalism, weather, accidents, lawsuits, or any other reason.

Things You Should Know About Commercial Insurance in Arkansas

A typical commercial insurance policy covers the following:

  • Bodily injury - Physical damage caused to a person by you, as a business owner, or any of your employees at the workplace or client's home.
  • Personal injury - This includes copyright infringement, invasion of privacy or property, slander, libel, wrongful eviction, false arrest, and any other acts causing damage to an individual's rights and reputation.
  • Property damage - Damage of someone else's property caused either by your or one of your employees.
  • Advertising injury - Losses due to your advertising.
  • Legal defense - It will cover court costs, lawyer's fees, and expert witness fees.

The amount of commercial insurance coverage depends on many factors, and one of the main ones is the type of business. In general, most small businesses in the Natural State will need between $500,000 and $1 million. However, high-risk businesses and those that are based on constant communication with the customers, such as a restaurant or cafe, may need higher coverage.

The Insurance Company You Can Trust

If you are a business owner from the Natural State, and you want to protect your business, commercial insurance is a must. If you are searching for a reliable insurance agency that can assist you in finding the best coverage, Bryan Insurance Agency, Inc. is a good choice. Our experienced and highly qualified agents are always happy to answer all your questions and find the coverage that will give you proper protection and peace of mind. Do not hesitate to contact Bryan Insurance Agency, Inc. to explore the available options and find the best insurance plan for you and your employees.